Lloyd's-backed. Sold only through agencies and wholesalers.
Cover what they actually do.
Medical aesthetics and wellness professional liability on A-rated Lloyd's of London paper, with one platform that quotes, binds, files and services it.
- WholesalersA specialty market your retail network keeps asking for.
- AgenciesA bindable quote today, under your own brand.
- PracticesOne policy for the services on the menu, not half of them.
Quote for
Glow Aesthetics & Wellness
Injectables, IV therapy, peptides, microneedling
Where Juno sits
We are the program and the platform. You own the client.
1. The practice
Medspa, IV, wellness or CRNA client needing coverage
2. Retail agency
Owns the client relationship and the renewal
3. Direct or wholesale
Appointed with Juno directly, or placing through a Juno wholesale partner
4. Juno
Program, underwriting routing, platform, filings and servicing
The Juno channel pledge
We never quote around a partner. A submission belongs to the partner who sent it, renewals included.
Wholesale business stays wholesale. A retail account placed through a wholesaler stays with that wholesaler.
It is in writing. The non-solicit is part of every partner agreement.
A
Rated paper from Lloyd's of London syndicates
48
States: everywhere except Kansas and Wisconsin
$1M/$3M
Top limit tier on the core program, three tiers on one form
Instant
Digital pre-underwriting for eligible risks. Full underwriter-review submissions answered within 24 to 48 business hours.
A track record underwriters can read.
Placements, 2023 to 2025
$15.56M
Gross written premium placed
2,266
Policy transactions
<30%
Loss ratio
47+
States written
Coverage by class
Underwritten class by class, by people who know the procedures.
Programs
A-rated capacity, written for how these practices really work.
Claims-made professional liability. Medical director coverage included on every program, never sold as an add-on.
The Juno platform
Juno is a platform. Not just a policy.
Built by people who place this business every day, and open to your other surplus lines placements too.
A fast yes, or a fast no with the reason.
One guided application, finished by you or your client, routes every submission by services, state and revenue to the program that fits. If it doesn't fit, you know why before you tell the client.
- Instant digital pre-underwriting for eligible risks; full underwriter-review submissions answered within 24 to 48 business hours
- Automatic routing to Starter, Advanced, Elite, Specialty, Mobile or Concierge
- Subjectivities listed up front, with uploads in the portal
Your brand on every step.
Each partner gets youragency.junoinsure.com: producer seats, a client link, pre-filled carrier applications for e-signature, premium financing at checkout, and surplus lines tax, fees and filings handled after bind.
- Co-branded Cover 360 booklet your client sees before choosing a tier
- Marketing kit: program one-pagers, email templates, appetite guide
- 50-state filing engine, under your license or ours
Fewer claims start with clear rules.
Juno gives practices the guardrails standard markets leave vague: plain peptide sourcing rules, state-by-state medspa law guides, and a Practice Planner built from the application itself.
- Peptides: SubQ, IM, oral, nasal and topical routes; no IV; FDA-registered, 503A or 503B sources
- State law guides for supervision, delegation and scope
- Practice Planner for growth, staffing and service mix
Defended by Wilson Elser.
Claims on the Juno program are handled with Wilson Elser, a national law firm with deep medical malpractice defense experience. Your client gets a seasoned defense team, not a call center.
- Medical malpractice specialists on aesthetic and wellness claims
- Incident reporting from the portal
- Defense inside or outside limits depending on paper, shown on every quote
Program matrix
Claims-made professional liability, written on a surplus lines (non-admitted) basis. Lloyd's of London, rated A. Medical director included throughout. All states except Kansas and Wisconsin.
| Program | Fits | Limits | Coverage highlights | Appetite |
|---|---|---|---|---|
| Juno Starter | New and single-provider practices | $250K / $500K | Medical director included. Instant digital quote. | Open |
| Juno Advanced | Growing, multi-provider practices | $500K / $1M | Multiple providers on one policy. Instant digital quote. | Open |
| Juno Elite | Practices needing hospital or landlord limits | $1M / $3M | Highest core limits for credentialing and leases. Instant digital quote. | Open |
| Juno Mobile | 100% mobile providers | Core tiers | Written for in-home and event work. Instant digital quote. | Open |
| Juno Exclusive | Practices above the revenue threshold | Custom | Custom terms for larger practices. Answered within 24 to 48 business hours. | Underwriter review |
| Juno Specialty | Level 4 services such as thread lifts | Core tiers | Opens level 4 services. Answered within 24 to 48 business hours. | Underwriter review |
| Anesthesia | Individual CRNAs, anesthesia groups and staffing agencies | $1M / $3M primary standard; higher limit options up to $3M / $5M | Dedicated anesthesia program. Answered within 24 to 48 business hours. | Underwriter review |
| Juno Concierge | Risks outside the program | By market | Marketed by our placement desk | Placement desk |
Limits shown are per claim / aggregate. Higher limit options, including $3M / $5M on the anesthesia program, are available by underwriter referral only. All limits are subject to underwriting approval and to state-specific statutory and regulatory requirements. Juno programs are not available in Kansas or Wisconsin.
Our appetite
Know it fits before you send it.
Available in every state except Kansas and Wisconsin. Every account is underwritten; services outside the core list route to Specialty or Concierge.
Claims
When it matters most,Wilson Elser is in the room.
Juno claims are handled with Wilson Elser, a national defense firm with medical malpractice experience. It's the answer your client wants when they ask who will defend them.
Still have questions?
Talk to us now.
We review every request and set up your appointment, agreement and portal. No volume commitment is needed to place your first risk.
Already appointed? Start a submission in the portal
Appointment request
Separate paths for agencies and wholesalers.
- 1Choose your path: retail agency, or wholesaler and MGA
- 2Business: legal name, resident state and licensing
- 3Markets or retail network, and the classes you write
- 4Placement: how you place today, filing and portal seats
- 5Contacts and E&O, then review and submit